QuikCalc Mortgage & Loan Manager Personal Edition: This powerful tool has dynamic amortization tables, flexible principal/interest breakdown tables that allow any number of extra payments, overridden payments or skipped payments, as well as loan management and payment tracking and projection capabilities.

QuikCalc Mortgage & Loan Manager Personal Edition Features:

Compatible with all loans including US & Canadian Mortgages, car loans, business loans, debt-consolidation loans and student loans.

Dynamic Amortization Tables

Flexible Planning with Principal/Interest Breakdown Tables

Powerful Loan Manager

Loan Terms Tracking

Interest Rate Tracking

Payment Tracking and Projections

Dozens of Easy to Use Calculators

Detailed Reports

Add, skip or override any payment

See the effect of negative amortization

Handles infrequent and irregular payment amounts.

- Dynamic Amortization Tables: These aren't your parent's amortization tables! Change any parameter and instantly see the results. Print them out for when you go to the bank or meet with your real estate agent. You can open any number of these windows and compare side-by-side different payment frequencies, interest rates, compounding, periods and loan amounts. You'll never look at amortization tables the same again!

- Flexible Planning with Principal/Interest Breakdown Tables: This powerful tool has been dramatically improved. Now you can see the affect of any number of extra payments at any time and individually override any payment amount. You can also add annual lump sum payments starting in any year and immediately see the affect of different payment frequencies and interest rates on your overall interest costs and loan retirement time.

- Powerful Loan Manager: No longer is QuikCalc just for planning loans, it is now for tracking and projecting your own loans. Place all of your loans in QuikCalc to track to the penny what the status of loan was, is and will be. You can project forward all of your payments, see the affect of extra payments, annual lump sum payments and payment increases.

- Loan Terms Tracking: Track the various terms of your loan over the entire amortization period. You can even project forward different terms when planning your next mortgage renewal negotiations.

- Interest Rate Tracking: Track the different interest rates you've paid and project forward what you think you'll be paying in the future. This is particularly useful for variable rate loans.

- Payment Tracking and Projections: QuikCalc will project all of your payments including what portion is principal and what portion is interest. Mark the payments as paid to track the exact status of your loan or change the projected amounts. Instantly see what interest rates and terms were in affect for any payment. Quickly see the affect of adding any number of extra payments, overriding any payment or adding annual lump sum payments. This module also calculates initial interest payments at the start of traditional mortgages and balloon payments.

- Dozens of Easy to Use Calculators: We've included dozens of powerful financial calculators that allow you to quickly calculate many common questions such as Gross Debt Service Ratio and Total Debt Service Ratio that are used to determine what a bank will lend you. We have also included financial calculators that will allow you do almost any calculation you will ever need. Some of the calculators we provide:

Annuity from Future Value (Sinking Fund)

Annuity from Present Value (Capital Recovery)

Future Value from Present Value (Compound Amount)

Future Value from Annuity (Series Compound Amount)

Future Value from Present Value (Compound Amount)

Present Value from Annuity (Series Present Worth)

Present Value from Future Value (Present Worth)

Down Payment Amount

Gross Debt Service Ratio

Gross Debt Service Ratio Maximum Amount

House Price from Current Rent

House Price from Payment Amount

Interest Amount

Maximum Loan

Maximum Payment

Mortgage Payment

Principal Amount

Rent Payments Total

Time to Pay Off Accelerated Loan

Total Debt Service Ratio

Total Debt Service Ratio Maximum Amount

Total Interest Paid

Total Paid for Home

- Detailed Reports: Detailed reports are available that will allow you to see on paper exactly where you stand with your loans. Take these with you when meeting your lender so you don't have to rely on them to answer your questions.